Engaging the Millennial Generation

The millennial generation is a hot topic in almost every conversation, especially ones involving finances. Millennials are analyzed on how they respond to certain situations; how they scrutinize certain outcomes, how they are disrupting the traditional workforce and the behavioral trends associated with each decision they make. This generation (born roughly between the 1980s and […]

Generation Z: Understanding Financial Behaviors

For years, generations have followed after one another, learning and observing similar financial behaviors, until now. The younger generations are testing these trends. The millennial generation and Generation Z (Gen Z) are breaking the economic norms and creating their financial paths. Understanding how the generations stand out from the rest is crucial to keeping your […]

Understanding Your Investment Choices

Looking to start investing your money but not sure which option is best for you? Investing requires discipline and self-education. Start basic by understanding your options, knowing where you are and the goals you want to reach. Investing also requires a level of self-awareness; your comfort with risk, your level of patience, what you’re investing […]

Four Points to Optimizing Your Financial Strategy

Personal financial planning helps you develop a spending plan around your lifestyle and financial goals. With this in mind, it’s hard to believe that roughly 77% of Americans live paycheck to paycheck. (1) It doesn’t have to be this way. Crafting a personal financial strategy gives you the roadmap to manage your money and ultimately […]

Building a Budget

For many, the term “budget” is a dirty word that causes stress, pressure and unnecessary arguments. In fact, the very term has caused more domestic disputes and divorces than any other word in the English language(1). Not to mention, media and television sitcoms have degraded the “budgeting process” and say it can’t be taken seriously(1). […]

Introduction to Lifestyle Financial Planning

Personal finance isn’t just about building budgets or monitoring stocks. It’s ultimately about how you use financial education, principles and resources to improve your life. Without the principles and plans to support your numbers, it’s just a bunch of useless data. Lifestyle financial planning takes into consideration your psychological ideas – your desires, dreams and […]

Resolutions to Make 2019 a Financial Success

When it comes to personal finance, you should always strive to be at the top of your game. A good way to think about personal finance is playing sports; when you have the drive and determination to win, it motivates you to perform at your best. Prior to that winning game, though, there was planning […]

The Demand for Personalized Financial Health

The aim to empower consumers and improve financial health is taking center stage in the financial industry. But why now? Factor 1: The Economic Climate Many Americans have spent the past ten years climbing out of the Great Recession. Additionally, we can recognize the wealth gap widening – some have improved their financial status while […]

5 Steps Entrepreneurs Should Take to Mitigate Risk in Retirement

Retirement planning is often an afterthought for business owners. There are uncertainties considering its futuristic state. Entrepreneurs commonly ask, will I even live to see retirement? Will I enjoy enough success from my business that I can afford not to fund it separately? Aren’t my immediate expenses more of a priority anyway? These deterrents cause […]