Retirement: What’s the 411?

by

You’ve heard it many times – how crucial it is to save for the future and set up financing for retirement. Contributing money to a retirement account is one of the most productive uses of your income. Many individuals are even contributing to more than one type of retirement account. From IRAs to Health Savings, […]

Rules of the Road

by

Tips to Keep in Mind when Shopping for a New Car Large purchases are often the cause of digression for personal financial plans. Individuals tend to believe they have the ability to afford what they want, especially when it comes to larger purchases. What tends to happen, especially without a financial plan, is the lack […]

The Role of Social Security

by

Social Security was created with the intentions of being supplemental income for eligible beneficiaries to use as retirement assistance. It’s also geared for those who are unable to work due to disability. Over the years, that intention has completely changed. Now it’s viewed as a national retirement plan, but this is far from the intention. […]

Types of Financial Schemes and Scams

by

When thinking about scams, most people think, “That will never happen to me,” “How did someone fall for that,” or “Why would someone send money or handle their finances like that?”. But the truth is, most people don’t see it coming. The worst part about scams is what makes them so successful: you won’t know […]

Engaging the Millennial Generation

by

The millennial generation is a hot topic in almost every conversation, especially ones involving finances. Millennials are analyzed on how they respond to certain situations; how they scrutinize certain outcomes, how they are disrupting the traditional workforce and the behavioral trends associated with each decision they make. This generation (born roughly between the 1980s and […]

Generation Z: Understanding Financial Behaviors

by

For years, generations have followed after one another, learning and observing similar financial behaviors, until now. The younger generations are testing these trends. The millennial generation and Generation Z (Gen Z) are breaking the economic norms and creating their financial paths. Understanding how the generations stand out from the rest is crucial to keeping your […]

The Importance of Retirement Planning

by

When thinking about the “retired life,” chances are you’re envisioning golden years filled with leisure, fun, and comfort. Unfortunately, this isn’t the reality for most people because of the financial difficulties or lack of understanding around the shift of responsibility from employer to individual for retirement contributions. This doesn’t have to be the case for […]

Establishing Your Investment Goals

by

Investing is a financial activity that people participate in, or avoid due to lack of understanding. Truthfully, those who stay away from investing are often the individuals who don’t take time to learn the process and how it impacts financial success. Like many financial activities, investing starts with identifying your goals. Determining investment goals plays […]

Understanding Your Investment Choices

by

Looking to start investing your money but not sure which option is best for you? Investing requires discipline and self-education. Start basic by understanding your options, knowing where you are and the goals you want to reach. Investing also requires a level of self-awareness; your comfort with risk, your level of patience, what you’re investing […]