Term Life Insurance

by

When planning for the unplanned the main goal is to provide financial support for your beneficiaries. All types of life insurance policies have premiums. Based on multiple factors, such as life expectancy, will specify the type and amount of life insurance coverage you chose. Term life insurance is a life insurance policy providing coverage at […]

Investing With Mutual Funds

by

What is a Mutual Fund? A mutual fund is made up of several different types of investments, raising money from investors to invest in stocks, bonds, and other securities. When the investments fluctuate so does your revenue from the investment, meaning you receive a share of the pay dividends when the time comes. Mutual funds […]

Avoiding Money Mistakes

by

Time and time again we hear that finance and money are stressful. Financial conversations are uncomfortable and intimidating, and most individuals want nothing to do with them. Truthfully, not facing these conversations or taking the time to understand the financial ramifications can cause more stress than just having the conversations in the first place. Without […]

The Role of Social Security

by

Social Security was created with the intentions of being supplemental income for eligible beneficiaries to use as retirement assistance. It’s also geared for those who are unable to work due to disability. Over the years, that intention has completely changed. Now it’s viewed as a national retirement plan, but this is far from the intention. […]

The Importance of Retirement Planning

by

When thinking about the “retired life,” chances are you’re envisioning golden years filled with leisure, fun, and comfort. Unfortunately, this isn’t the reality for most people because of the financial difficulties or lack of understanding around the shift of responsibility from employer to individual for retirement contributions. This doesn’t have to be the case for […]

Exercising Your Savings & Emergency Funds

by

Life is known for throwing curve balls when least expected. From injuries and car problems to new tax laws and job terminations, life is full of surprises. The problem that most individuals encounter is a lack of funds to catch these curves. This is where your emergency funds and savings accounts come into play. Understanding […]

Jumping into Financial Action

by

Picture this, there are 10 seconds left in the game and your team is down by 2 points. You have the ball and you’re rushing down the court with the win in sight. You take the shot. Good news is you’ve planned and practiced for this exact moment; the moment when you make the winning […]

Introduction to Lifestyle Financial Planning

by

Personal finance isn’t just about building budgets or monitoring stocks. It’s ultimately about how you use financial education, principles and resources to improve your life. Without the principles and plans to support your numbers, it’s just a bunch of useless data. Lifestyle financial planning takes into consideration your psychological ideas – your desires, dreams and […]