Life is unexpected. Twists and turns will come up out of the blue. What happens when an employee has an accident or a medical bill that they are not expecting? Having emergency savings is essential for financial health, and an employer can help an employee build a rainy-day fund. 40% of Americans can cover $1,000 […]
Retirement: What’s the 411?
You’ve heard it many times – how crucial it is to save for the future and set up financing for retirement. Contributing money to a retirement account is one of the most productive uses of your income. Many individuals are even contributing to more than one type of retirement account. From IRAs to Health Savings, […]
Understanding Individual Retirement Accounts
The importance of planning and saving for retirement is mentioned over and over again. Your retirement savings goals should be the main portion of your overall financial plan. How are you going to prepare for the retired life you want to live? Contributing to a retirement account, like an IRA, is one of the best […]
Understanding Your Investment Choices
Looking to start investing your money but not sure which option is best for you? Investing requires discipline and self-education. Start basic by understanding your options, knowing where you are and the goals you want to reach. Investing also requires a level of self-awareness; your comfort with risk, your level of patience, what you’re investing […]
Exercising Your Savings & Emergency Funds
Life is known for throwing curve balls when least expected. From injuries and car problems to new tax laws and job terminations, life is full of surprises. The problem that most individuals encounter is a lack of funds to catch these curves. This is where your emergency funds and savings accounts come into play. Understanding […]