Four Points to Optimizing Your Financial Strategy

Personal financial planning helps you develop a spending plan around your lifestyle and financial goals. With this in mind, it’s hard to believe that roughly 77% of Americans live paycheck to paycheck. (1) It doesn’t have to be this way. Crafting a personal financial strategy gives you the roadmap to manage your money and ultimately […]

Building a Budget

For many, the term “budget” is a dirty word that causes stress, pressure and unnecessary arguments. In fact, the very term has caused more domestic disputes and divorces than any other word in the English language(1). Not to mention, media and television sitcoms have degraded the “budgeting process” and say it can’t be taken seriously(1). […]

Exercising Your Savings & Emergency Funds

Life is known for throwing curve balls when least expected. From injuries and car problems to new tax laws and job terminations, life is full of surprises. The problem that most individuals encounter is a lack of funds to catch these curves. This is where your emergency funds and savings accounts come into play. Understanding […]

Introduction to Lifestyle Financial Planning

Personal finance isn’t just about building budgets or monitoring stocks. It’s ultimately about how you use financial education, principles and resources to improve your life. Without the principles and plans to support your numbers, it’s just a bunch of useless data. Lifestyle financial planning takes into consideration your psychological ideas – your desires, dreams and […]