Congratulations on taking this important step to improve your financial well-being. We’ve made it easy for state employees, retirees, and your families: Simply select your department, enter your email address, create a passphrase, and get started today!


With no confusing financial-speak, access easy to understand courses that provide straight forward steps to a brighter financial future.

Blog Articles

Expand your financial knowledge by utilizing Academy's financial calculators, personalized forms, quizzes, tools and more!

Interactive Exercises

100s of personalized tutorials, articles and animated videos for easy, fast learning. Accessible 24/7 from anywhere on any device.

Read, Watch, Learn 

The Save4Later public outreach program provides resources to Iowans to help them financially prepare for retirement and is an unbiased and sales-free state government site.

What You Get Access To With the Save4Later Platform

©2021 Financial Fitness Group and its Affiliates, Partners, and Collaborators.
All rights reserved with copyrights of their respective owners.

We promise not to spam you. This program is strictly for educational purposes.

Our financial fitness platform is designed to assess, educate, and empower individuals to improve their overall financial health. Once you start, you will see how easy it is to achieve an improved financial future. 

Don't see your Department? Select Other.

You must have 1 Uppercase Letter, 1 Lowercase Letter, and 1 Number and cannot be your email.

To create a passphrase, please use no less than 8 characters, use one uppercase letter, use one lower case letter, do not end your passphrase with an a ‘.’ and limit any special characters to @#$%^&+!=